You are not logged in. (Login)
 
Show or hide block

Personal Financial Journal

Skip block 3

  Journal Cover

Your Personal Financial Journal is a workbook used with the lessons to help you plan and track your financial life.

The more knowledge you have, the better your view is for making financial decisions. 


Better Your Financial View with CredAbility U!

Keeping Your Home Community

Start.gif
Course1.gif

Course categories

Miscellaneous
Main Courses8

Help1


CredAbilityU News

Surviving the Economic Storm
by CredAbility Professor - Monday, 20 October 2008, 09:28 AM
 

 Tips to survive the economic storm

October 10, 2008

As the debate goes on as to whether or not we are in a recession, most consumers agree that they are feeling the impact of our current economic conditions. As the number of available jobs diminishes and the number of foreclosures skyrockets, families are looking for ways to reduce spending and increase income just to make ends meet.

Read the rest of this topic (864 words)...

HOPE NOW Hails Broad Effort to Modify Mortgages Loans
by CredAbility Professor - Monday, 10 December 2007, 12:48 PM
 

Alliance Members Agree to Freeze Rates for Some Borrowers with Adjustable Rate Mortgages

Washington, D.C. – December 6, 2007 – Today, The HOPE NOW Alliance announced its support for a proposal unveiled today by Treasury Secretary Henry Paulson and HUD Secretary Alphonso Jackson that would freeze the rate on a certain category of subprime borrowers with hybrid adjustable rate mortgages scheduled to adjust in the next several years.

Read the rest of this topic (466 words)...

Holiday Shopping without Holiday Debt!
by CredAbility Professor - Monday, 10 December 2007, 12:47 PM
 

Consumer Credit Counseling Service of Greater Atlanta Tips: Proper Planning Can Reduce Post-Holiday Spending Blues

ATLANTA GA, November 7, 2007 — The average consumer plans to spend $923.36 this holiday season, according to the National Retail Federation (NRF). Challenging economic conditions and a bleak housing market will cause many consumers to be more conservative with their holiday spending, but many others will find themselves struggling to pay holiday debt well into spring and beyond.

Read the rest of this topic (928 words)...


Skip block 5

Welcome

We have developed this free resource to help homeowners get quick, reliable information on what to do if they fall behind on their mortgage payments. By completing this 6 step process, you will get clear and simple information to help you decide what action to take as your next step.

Each unit is designed to be completed in approximately 15 minutes, so in just a short time you can be on your way to success!

You may visit our Help Section to assist you in getting started or to answer other questions you may have.

Show or hide block

Financial Tip of the Day

Skip block 6

Losing Your Identity

Identity Theft – One Minute Tip

 

The following money minute is brought to you by Consumer Credit Counseling Service of Greater Atlanta. Turn on any television channel or pick up a newspaper and you are likely to see information about identity theft. According to the FBI, identify theft is the fastest growing white collar crime in the nation and is expected to increase over the next 10 years. Losing your identity can create havoc on your life. The key to minimizing the likelihood of being a victim of identity theft is acting proactively by applying important steps to protect you and your family.

 

Here are three things you can do to protect your identity:

 

First, do not share any sensitive information with anyone unless it is for legitimate business that you initiated. Protecting your social security number is similar to keeping watch over Fort Knox. Treat it like gold.

Second, register for security alerts with all three credit bureaus and your banking institution. You will be notified of any suspicious activity that is inconsistent with your normal patterns.

Third, shred important documents that you want to discard that may have your account numbers or other information that can be used against you if they end up in the wrong hands.

 

To learn how to minimize your risk of being a victim of identity theft take the course:

                                                “Identity Theft”

Show or hide block

Upcoming Events

Skip block 7
There are no upcoming events
Show or hide block

Search Forums

Skip block 8



You are not logged in. (Login)